AVÍ·µÈ²Õ

The Federal Stafford Loan program consists of two types of loans: subsidized and unsubsidized. Your eligibility for the two types of Stafford Loans is evaluated based on a complete current year Free Application for Federal Student Aid (FAFSA) and school information. Students may receive both types of Stafford Loans, but are subject to annual and career limits.

A Subsidized Stafford Loan is awarded on the basis of federal financial need. You are not charged any interest before you begin repayment or during authorized periods of deferment. The Unsubsidized Stafford loan accrues interest from the time of the first disbursement. You are not required to pay this monthly interest on your Unsubsidized Stafford Loan while you attend at least half-time in a degree program. However, unpaid interest on the Unsubsidized Stafford Loan is capitalized by the lender onto the principal of your loan. For more information regarding Direct Stafford Loans, such as interest rates, loan limits (annual and career), repayment and more please visit .

The Federal Perkins Loan is made to students based on financial need. Awarding priority is given to early eligible applicants until funds are exhausted. The interest rate is 5% and repayment begins nine months after graduation, departure from AVÍ·µÈ²Õ or dropping to part time.

These are loans for students who have additional costs that need covered in a parent's name. The parent completes an application online at .  If the parent is not approved, the student is eligible for $4000 more unsubsidized loan in their name.

A AVÍ·µÈ²Õ College institutional loan given to Kentucky residents.

A AVÍ·µÈ²Õ College institutional loan given to residents of Kentucky, Tennessee and Virginia.  The loan is need-based, and the student must be a junior or senior.  Awards range from $1500-$2000 with an interest rate of 3%.  Repayment begins six months after graduation or three months after departure from AVÍ·µÈ²Õ College. 

A AVÍ·µÈ²Õ College institutional loan given to students from Bell, Harlan, Knox, Letcher and Whitley Counties in Kentucky and Lee & Wise Counties in Virginia.  Awards are $1500 with a 3% interest rate.  Repayment begins six months after graduation or three months after departure from AVÍ·µÈ²Õ College.

A AVÍ·µÈ²Õ College institutional loan given to residents of Ohio, Kentucky, West Virginia or adjoining states.  Must be less than 25 years of age and have a GPA of 2.0 or better.  The loan is interest free and repayment beings six months after graduation or three months after departure from AVÍ·µÈ²Õ College.

Learn about and compare personalized private loan rates and terms from multiple lenders side-by-side.